How a Foreigner Can Open a Bank Card in Georgia

Introduction

Opening a bank card in Georgia is a common step for people moving, investing, or buying property in Batumi. This guide outlines practical steps, document preparation, and questions to help you choose the right bank without relying on exact local specifics.

Who can open a card

Georgian banks generally serve residents and non‑residents. Visitors, property owners and investors often open accounts to handle payments, transfers, and rental income. Having a local card simplifies real estate transactions and everyday expenses.

Documents to prepare

Requirements vary by bank, but commonly asked items include:

• Passport
• Proof of address (home country or Georgian address: utility bill, rental agreement, or owner confirmation)
• Local or international mobile phone number for verification
• Sometimes a short statement about the source of funds or employment

Bring originals and copies; translations may help if staff don’t speak your language.

Branch or online application

Some banks allow in‑branch opening on the spot, others offer partial or full online onboarding, often requiring identity verification via video call. If you plan property purchases, having an account ready beforehand speeds up deposits and contract payments.

Currency and account type

Decide whether you need a lari account for local payments or a foreign currency account for international transfers. Ask whether the card supports contactless payments, mobile apps, and multi‑currency operations.

Questions to ask the bank

• What are monthly maintenance and transfer fees?
• Are there limits on card or online transactions?
• What languages are supported in online banking?
• How long does card issuance and activation take?

Write down responses to compare banks on cost and convenience.

Practical steps when buying property

Inform the bank about incoming transfers related to a real estate purchase. Prepare sale/purchase documentation and ask about procedures for larger transfers — this reduces delays when signing contracts or paying deposits during a Batumi purchase.

Security and account management

Use strong passwords, enable two‑factor authentication, and review statements regularly. Block a lost card immediately. Consider a separate account for rental income to keep finances clear.

Prepare before arrival

Contact potential banks remotely to confirm requirements and remote options. If you don’t speak Georgian or English fluently, arrange a translator or ask your real estate agent to attend the bank visit.

Conclusion

With basic preparation—documents, questions to ask, and a decision on currency—you can open a card in Georgia smoothly. Compare offers, pay attention to fees and online tools, and plan transfers around any real estate transactions.

See also: /kak-inostrancu-otkryt-bankovskuyu-kartu-v-gruzii and /ucxoeli-sabanko-barati