How to Get Health Insurance in Georgia

Why health insurance matters in Georgia

Health insurance gives you financial protection for doctor visits, hospital stays and emergencies. For people living in or investing in Batumi, a policy makes access to private clinics easier and reduces unexpected costs.

Main types of coverage

• State/basic coverage for registered residents — covers primary care and some specialist services.
• Private health plans — vary in scope: outpatient, inpatient, diagnostics, dental and evacuation.
• Travel medical insurance — suitable for short visits or property viewings.

Who can apply and typical conditions

Adults with residency or temporary registration can usually buy private plans. Non-residents are commonly covered by travel policies. Owning or renting property in Georgia and having local contact details speeds up the process.

Documents and step-by-step process (practical steps)

1. Prepare passport and proof of address (rental agreement or property documents).
2. Decide on level of coverage: basic, extended or premium.
3. Request several quotes and compare deductibles, exclusions and clinic networks.
4. Complete the application; some plans may require a health check or questionnaire.
5. Sign the contract and receive a digital or paper policy — keep a copy on your phone.

How to choose an insurer

• Check reputation and network of partner clinics in Batumi.
• Learn how quickly claims are processed and how easy it is to file one.
• Verify coverage for chronic conditions and international care if you travel often.
• Focus on terms and exclusions, not only price — low-cost plans often have many limitations.

Tips for buyers and investors

• Register your address if you plan to stay long-term; it helps with access to state schemes.
• If you split time between countries, consider an international plan with multi-country coverage.
• Keep insurer and clinic contact details handy and store policy documents securely.

What to do in case of issues

Contact your insurer promptly in emergencies and keep all medical records for reimbursement claims. Use brokers or HR support if available for help with complex cases.

Internal resources and further reading

• Overview in English is available here: /how-get-health-insurance-georgia
• For Russian speakers living in Georgia see: /kak-poluchit-medicinskuyu-strahovku-v-gruzii

A careful comparison of offers and a few simple steps will help you secure appropriate coverage and feel confident about health care in Georgia.