Mortgage & finance

Clear guide to picking a mortgage term — compare benefits and trade-offs of 5, 10 and 15 years, consider income, interest flexibility, prepayments and life plans. Practical tips for buyers in Georgia.

An insightful guide to choosing mortgage currency in Georgia. Learn when a GEL mortgage can be preferable to a dollar loan, how to assess currency risk, and practical steps to decide.

A practical guide for foreigners: what to expect when applying for a mortgage in Georgia, required documents, common restrictions and steps to reduce risk when buying property.

A practical 6–12 month plan to save for a down payment: set a target, build a realistic budget, automate savings, boost income, and make smart buying compromises.

If a bank valuation comes in below your agreed purchase price, here's a clear, practical guide: understand the report, negotiate, consider paying the difference, or seek alternatives — with step-by-step advice.

A practical guide for buyers and investors: what banks in Georgia usually require to prove the origin of foreign funds for a property purchase, how to prepare transfers and documents, and what to do if extra checks are requested.

A practical guide on how increasing a down payment from 30% to 40% can influence mortgage rates and approval chances. Tips for buyers and investors in Georgia.

Clear guidance on typical down payment expectations in Georgia, extra costs to plan for, and practical steps to reduce financial and legal risks when buying property.

A practical guide to how banks treat mortgages for new-builds and resale properties in Georgia — documents, appraisal, risks and tips for buyers and investors.