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Mortgage & finance
Practical information about mortgages, banks and financial options in Georgia
Mortgage & finance
Date added: 16.01.26
Mortgage Refinancing in Georgia: When It Makes Sense
Practical guide for homeowners and investors in Georgia: when refinancing a mortgage can reduce payments, change loan terms, or lower risk. Steps, checks and common pitfalls explained simply.
Date added: 16.01.26
How to Choose a Bank: Comparing Down Payment, Term, and Requirements
A practical guide to choosing a bank for buying property: compare down payment flexibility, loan term impact, eligibility requirements and hidden fees. Steps, checklist and tips for buyers and investors.
Date added: 16.01.26
How Long Mortgage Approval Takes in Georgia: Steps and Real Timelines
Step-by-step guide to mortgage approval in Georgia: stages, typical timelines, required documents, common delays and practical tips to speed up the process for buyers and investors.
Date added: 16.01.26
Bank Fees and Hidden Charges: What to Check in a Mortgage Agreement
A practical guide for buyers and investors: learn which bank fees and hidden charges commonly appear in mortgage contracts, how to spot them, and how to negotiate clearer terms.
Date added: 15.01.26
Fixed or Floating Rate: Risks and Scenarios for Borrowers
A practical guide to choosing between fixed and floating interest rates. Understand typical borrower scenarios, risk management steps, and how to prepare before signing a loan agreement.
Date added: 15.01.26
Credit History and Proofs: What Really Affects Mortgage Approval
Clear guide on which parts of your credit history and which documents lenders weigh most when approving a mortgage. Practical steps, common mistakes, and examples.
Date added: 15.01.26
How Georgian Banks Assess Income: What Documents Foreigners Can Use
A practical guide for foreigners about which documents Georgian banks accept to verify income — for mortgages, loans or proof of solvency. Tips on preparation, translation and verification.
Date added: 15.01.26
USD vs GEL Rates: What’s Better for a Mortgage in Georgia
A practical guide to choosing mortgage currency in Georgia: consider income currency, exchange risk, bank terms and simple steps to decide safely.
Date added: 14.01.26
Mortgage in Georgia: Banks Overview and Requirements for Foreigners in 2026
A practical guide for foreigners: what banks require, step-by-step mortgage process, main risks and tips for investors and buyers in Georgia in 2026.
Subcategories by topic
Mortgage in Georgia (for residents and foreigners)
Mortgage in Georgia for residents and foreigners: bank conditions, interest rates, down payment, document requirements, and step-by-step application process.
Banks & rates
Banks in Georgia and mortgage interest rates — overview of major banks, current rates, borrower requirements, and differences for residents and foreigners.
Down payment
Down payment when buying property in Georgia — key requirements from banks and developers, real amounts, ways to reduce upfront costs, and common buyer mistakes.
Mortgage calculators and estimates
Property calculators and estimates for Georgia: ROI, mortgage, rent, expenses, and payback period. Formulas, examples, and ready-to-use models for investors.
The category is dedicated to everything related to purchasing real estate in Georgia from a financial perspective. It brings together materials on current banking programs, mortgage conditions for residents and foreigners, down-payment requirements, interest rates, overpayments, and available alternatives.
Within this category, we cover in detail:
- Georgian banks and their mortgage products;
- types of loans and conditions for obtaining them;
- document requirements for citizens and foreign buyers;
- real interest rates and commissions;
- taxes, registration and additional expenses during the purchase;
- developer installment plans and their advantages;
- comparison of buying with a mortgage vs. cash;
- financial strategies for investors and buyers.
Here you will find everything that helps calculate a budget, choose the best financing option, and understand the full cost of the transaction even before the purchase.
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