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Mortgage & finance
Practical information about mortgages, banks and financial options in Georgia
Mortgage & finance
Date added: 25.02.26
Income Certificate: Which Formats Georgian Banks Accept
A practical guide for buyers and borrowers on which income documents Georgian banks typically accept, how to prepare foreign statements, and tips to speed up mortgage or loan approval.
Date added: 24.02.26
Mortgage Documents for a Foreigner: Full List and Examples
A practical guide to the documents a foreigner needs to apply for a mortgage in Georgia. Includes sample document sets for different cases, translation and notarisation tips, and a final checklist.
Date added: 24.02.26
How to Compare Bank Offers: Parameter Checklist
A practical checklist for buyers and investors: the parameters to compare when choosing a mortgage or loan in Georgia. Step-by-step advice, scenarios and mistakes to avoid.
Date added: 24.02.26
Early Repayment: Fees, Strategy, and Mistakes
A practical guide to early loan repayment: how to check fees, choose between partial and full repayment, avoid common mistakes, and protect your finances when buying property in Georgia.
Date added: 24.02.26
How to Increase Approval Odds: Income, Accounts, Documents
A practical guide for buyers and investors in Georgia: what income proofs, bank statements and documents increase the chance of loan approval or a smooth cash purchase.
Date added: 23.02.26
Mortgage for Resale: Typical Reasons for Rejection
A practical guide explaining why banks may reject mortgage applications for resale properties, which document, valuation or legal issues matter most, and concrete steps to improve approval chances.
Date added: 23.02.26
Mortgage for New Builds: Documents the Bank Requires
A practical guide to the documents banks commonly request for a mortgage on a new‑build property in Georgia. Tips for employees, self‑employed people, and foreigners — and what to check with the developer.
Date added: 23.02.26
Bank Property Valuation: How to Prepare and Not Lose the Deal
A practical guide for sellers, buyers and investors on preparing a property and documents for a bank appraisal. Learn what appraisers check, how to present your property and ways to avoid losing the deal.
Date added: 23.02.26
Mortgage Insurance: What’s Required and What You Can Optimize
A practical guide to common mortgage insurance requirements, what you really need, and smart ways to cut costs legally. Tips for buyers and investors in Georgia.
Subcategories by topic
Mortgage in Georgia (for residents and foreigners)
Mortgage in Georgia for residents and foreigners: bank conditions, interest rates, down payment, document requirements, and step-by-step application process.
Banks & rates
Banks in Georgia and mortgage interest rates — overview of major banks, current rates, borrower requirements, and differences for residents and foreigners.
Down payment
Down payment when buying property in Georgia — key requirements from banks and developers, real amounts, ways to reduce upfront costs, and common buyer mistakes.
Mortgage calculators and estimates
Property calculators and estimates for Georgia: ROI, mortgage, rent, expenses, and payback period. Formulas, examples, and ready-to-use models for investors.
The category is dedicated to everything related to purchasing real estate in Georgia from a financial perspective. It brings together materials on current banking programs, mortgage conditions for residents and foreigners, down-payment requirements, interest rates, overpayments, and available alternatives.
Within this category, we cover in detail:
- Georgian banks and their mortgage products;
- types of loans and conditions for obtaining them;
- document requirements for citizens and foreign buyers;
- real interest rates and commissions;
- taxes, registration and additional expenses during the purchase;
- developer installment plans and their advantages;
- comparison of buying with a mortgage vs. cash;
- financial strategies for investors and buyers.
Here you will find everything that helps calculate a budget, choose the best financing option, and understand the full cost of the transaction even before the purchase.
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