Mortgage & finance

• When mortgage financing makes sense for investors
• Which borrowers and collateral banks accept
• Typical documents banks request
• Types of mortgages and collateral rules in Georgia
• Currency, rate considerations and repayment terms
• How to evaluate yield and manage risks
• Step-by-step process from pre-approval to registration
• Practical tips: tax, insurance, property management

Article outline:
- Who can get a mortgage in Georgia
- Types of mortgage products and currency options
- Bank requirements and documents
- Down payment, valuation and insurance
- Legal checks and property registration
- Step-by-step process from pre-approval to keys
- Investor tips: risks, taxes and exit strategies
- Practical examples and BuyHome recommendations

Brief outline:
- Why calculating ROI matters before buying in Batumi
- Main metrics: purchase price, costs, net rental income, vacancy, capital appreciation
- Step-by-step calculation process
- How financing and taxes affect returns
- Sensitivity analysis: conservative/realistic/optimistic scenarios
- Practical pre-purchase checklist
- Tips on property management and risk reduction
- Examples and recommended tools for calculations

A practical guide for investors and buyers: how to estimate revenue, costs and real profitability of short‑term rentals in Batumi. Steps, risks and improvement tips.

Step‑by‑step guide to assessing rental yield and profitability of investment property in Georgia: calculate income and expenses, evaluate risks and financing, and use a practical checklist.

- Overview of mortgage availability for non-residents
- Types of lenders: banks, regional lenders, private credit
- Typical document and residency requirements
- Down payment and currency options
- Interest rate and term considerations (guidance)
- Step-by-step application and property checks
- Risks and how to mitigate them
- Practical checklist and next steps for buyers

- Clarify investment goals: cash flow or capital growth
- Compare rental yield and total mortgage cost
- Study local markets and seasonality in Georgia
- Identify risks: vacancy, repairs, currency exposure
- Choose mortgage type and payment structure
- Consider alternatives: cash, co-invest, RE funds
- Check taxes and legal issues for nonresidents
- Practical checklist: cash flow analysis, reserve, lease
- How BuyHome supports buyers and investors

• Typical bank requirements for foreign borrowers
• Documents and income verification
• Down payment and property valuation
• Approval process and typical timelines
• Currency, interest terms and risks
• Taxes, insurance and extra costs
• Best practices: legal check and risk reduction
• How BuyHome assists through the process

A practical guide for foreigners seeking a mortgage in Georgia: eligibility, documents, down payment, currency choice, legal checks and steps to closing.